Many people, despite being a good credit risk, simply don't fit some bank's "perfect applicant" criteria. You may be self employed or a contractor, have a minor paid credit default, be financially affected from a recent divorce or be new or returning to Australia.

We believe home owners are good credit risks who may need funds to achieve their future goals. We don't prejudge you according to statistics, we listen to your individual needs and circumstances, assess you as a person and provide the kind of support and trust that you expect.

Our Unsecured Personal Loans are available to Non-Property Owners as well.

How to apply ...>

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Advantage Plus Personal Loan and Lease Products:

Line of Credit
Up to $40,000 available unsecured.
You dont need to be a property owner to obtain a line-of -credit, but for home owners we also have an unsecured line-of-credit of up to $6000 with no financials required.

Unsecured Personal Loans
Our Unsecured Personal Loans range from $6,000 up to $40,000 for almost any purpose, including for business use.

Commercial Hire Purchase
Available for companies and business professionals to buy business goods such as motor vehicles, trucks, industrial plants, professional or earthmoving equipment.

Leasing
Available for companies and business professionals to allow them to use business goods such as motor vehicles, trucks, industrial plant, professional or earthmoving equipment.

Novated Lease
For employees who have the option of receiving a car as part of their salary package. The employer pays all rental payments to the finance company and the employee enjoys full use of the motor vehicle.

Chattel Mortgage
Provides finance for companies and business professionals to purchase goods such as motor vehicles, trucks, earthmoving, industrial plant and professional equipment, which are for business use more than 50% of the time.

Lo Doc Leasing & Hire Purchase

Credit impaired / bad CRAA Leasing and Hire Purchase

Rentals
To succeed in business today, the right equipment is essential. A customised operating lease gives you full use of an asset while allowing you to avoid many of the risks typically associated with ownership - such as depreciation in value, obsolescence and asset disposal.

How to apply ...>